Illinois Rates & Terms

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The maximum loan amount for Illinois residents is 25% of gross monthly income or $1000.00, whichever is less.

The fees will be $15.50 per $100 borrowed.

By Illinois regulation, all Illinois customers must have a paystub on file with SonicCash when receiving a payday loan. If you do not have a paystub on file, please fax or e-mail SonicCash your latest paystub when applying to ensure quick processing of your loan. If you receive income by means other than employment, please fax or e-mail proof of your Social Security, disability, child support or alimony payments. All materials may be sent via fax to (866)574-2433 or via email to support@SonicCash.com. As soon as we receive this, we will be able to complete your loan request.

Illinois Disclosure

• This loan is not intended to meet long-term financial needs. This loan should only be used to meet short-term needs.
• The cost of your loan may be higher than loans offered by other lending institutions.
• This loan is regulated by the Department of Financial & Professional Regulation.
• You cannot be prosecuted in criminal court to collect this loan.

Interest-Free Payment Plan

If you still owe on one or more payday loans after 35 days, you are entitled to enter into a repayment plan. The repayment plan will give you at least 55 days to repay your loan in installments with no additional finance charges, interest, fees or other charges of any kind.

Loan Amounts available depending on your earnings & approval $100 $200 $300 $400 $500 $600 $700 $800 $900 $1000 Term in Days Annual Percentage Rate Finance Charge 13 435.19% $15.50 $31.00 $46.50 $62.00 $77.50 $93.00 $108.50 $124 $139.50 $155 14 404.11% $15.50 $31.00 $46.50 $62.00 $77.50 $93.00 $108.50 $124 $139.50 $155 15 377.17% $15.50 $31.00 $46.50 $62.00 $77.50 $93.00 $108.50 $124 $139.50 $155 16 353.59% $15.50 $31.00 $46.50 $62.00 $77.50 $93.00 $108.50 $124 $139.50 $155 17 332.79% $15.50 $31.00 $46.50 $62.00 $77.50 $93.00 $108.50 $124 $139.50 $155 18 314.31% $15.50 $31.00 $46.50 $62.00 $77.50 $93.00 $108.50 $124 $139.50 $155

Repayment Option(s)
• Pay your loan in full
Note: In accordance with Illinois law, your loan must be paid in full on the due date.